Plooto ERP integration for automated bill payments and approval workflows.
Connect Plooto's accounts payable and receivable automation - EFT, wire, and international payments with multi-level approvals - to purchasing and invoicing inside Xorosoft.
One connection from purchase order to payment
Plooto automates bill payments. Xorosoft keeps purchasing and payments in sync.
When bill payments and approvals run outside the ERP, teams cut cheques or wires by hand, chase multiple approvers over email, and reconcile payments manually. The integration connects Plooto's payment automation and approval workflows to Xorosoft ERP and WMS, so payment status, approvals, and cash position stay accurate and real-time. Tap each point to see how.
The business problem
Tap to reveal+When bill payments and approvals run outside the ERP, teams cut cheques or wires by hand, chase multiple approvers over email, and reconcile payments manually, slowing down purchasing and creating control gaps.
The Xorosoft solution
Tap to reveal+The Plooto integration sends vendor bills from Xorosoft to Plooto for approval and payment, and pulls back approval history, payment method, and reconciliation status automatically.
The business benefit
Tap to reveal+Faster, controlled bill payments with a full approval trail and no manual re-entry between purchasing and payments.
Plooto + Xorosoft, explained
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What is the Plooto integration?
Tap to reveal+The Plooto integration connects Plooto's bill payment automation, multi-level approval workflows, and EFT, wire, and international payment methods with Xorosoft ERP and WMS. Vendor bills, approvals, and payment status sync automatically, so purchasing and payments stay in step.
How does the Plooto integration work?
Tap to reveal+A vendor bill is created in Xorosoft and sent to Plooto, where it routes through the configured approval chain. Once approved, Plooto releases the payment by EFT, wire, or another method and syncs status back to Xorosoft.
Who uses this integration?
Tap to reveal+Canadian small and medium businesses, and US companies paying Canadian vendors, that use Plooto for controlled bill payments alongside inventory and purchasing in Xorosoft use the integration.
Who Plooto is, and what it brings to Xorosoft
Plooto is a Toronto-based accounts payable and receivable automation platform - the system Xorosoft connects to for bill payments, approvals, and EFT and wire transfers.
Founded in Toronto
Plooto is a Canadian fintech company founded in Toronto, focused on automating accounts payable and receivable for small and medium businesses.
Now part of BILL
Plooto was acquired by BILL (Bill.com Holdings) in 2024, extending BILL's payment automation platform into the Canadian market.
EFT-native payments
Plooto's core rails run on Canada's EFT network, alongside wire transfers, international payments, and cheque issuance.
Approval workflows built in
Multi-level approval chains are a core part of Plooto, which is what this integration's approval status sync is built around.
Plooto also connects natively to QuickBooks Online and Xero for bill and invoice sync - the same accounting platforms this Xorosoft integration suite already supports.
Everything the Plooto integration handles
Tap any capability to expand the explanation, benefit, example, and sub-features.
Bill payment sync
+Vendor bills created in Xorosoft sync to Plooto automatically, ready for approval and payment.
Benefit: no manual bill uploads or duplicate entry.
Example: a purchase order receipt creates a bill that appears in Plooto within seconds.
- Automatic sync
- Line-item detail
- Vendor bank details attached
Multi-level approval workflows
+Bills route through Plooto's configured approval chain, and status syncs back to Xorosoft at each step.
Benefit: strong payment controls visible without leaving the ERP.
Example: a bill above a threshold shows "awaiting second approval" in Xorosoft.
- Configurable approval chains
- Status per step
- Full approval history
EFT & wire payments
+Approved bills release for payment by EFT, wire, or other supported methods through Plooto.
Benefit: the right payment method for every vendor, without leaving Xorosoft.
Example: a domestic vendor is paid by EFT while an international one is paid by wire.
- EFT payments
- Wire transfers
- International payments
Accounts receivable automation
+Customer invoices and incoming payments through Plooto sync back into Xorosoft automatically.
Benefit: faster collections visibility without manual matching.
Example: a customer payment received through Plooto marks its Xorosoft invoice as paid.
- Invoice sync
- Incoming payment tracking
- Collections visibility
Payment status tracking
+Payment status updates in Xorosoft automatically - pending, approved, processing, paid, failed.
Benefit: everyone sees the true state of every bill payment.
Example: status moves from processing to paid the moment funds settle.
- Pending / approved / processing / paid / failed
- Auto status
- Event-driven
Reconciliation matching
+Auto-matches completed Plooto payments to open ledger entries and flags anything that doesn't tie out.
Benefit: faster close with fewer manual matches.
Example: a completed EFT payment auto-matches to its vendor bill the moment it clears.
- Auto-match
- Exception flagging
- Ledger tie-out
Vendor bank validation
+Vendor bank details sync and validate against Plooto's requirements before a payment sends.
Benefit: fewer failed payments from missing or incorrect bank details.
Example: a missing account number is flagged before the payment attempts to send.
- Bank detail validation
- Pre-send checks
- Vendor sync
Multi-currency support
+Domestic and cross-border payments in different currencies sync with the applied exchange rate.
Benefit: accurate books on both sides of the Canada-US border.
Example: a USD bill paid from a CAD account records the exchange rate applied.
- Domestic & cross-border
- Exchange rate sync
- Currency-accurate ledger
Reporting
+Reports on bills, approvals, payment methods, and reconciliation status together.
Benefit: one connected view of payment operations.
Example: pending approvals and payments due this week are visible in one dashboard.
- Unified metrics
- AP/AR reporting
- One dataset
Error monitoring
+Monitors the Plooto connection and flags failed payments, approval bottlenecks, and mismatched amounts instantly.
Benefit: issues are caught before a payment run is delayed.
Example: a bill stuck awaiting approval for several days is flagged for follow-up.
- Error queue
- Approval / payment / amount
- Instant alerts
Capabilities at a glance
The operational building blocks that power the Plooto integration.
Every bill payment, connected end to end
A single operational view across Xorosoft, Plooto, and finance.
Bill Payment Sync
SyncedApproval Status
LivePayment Methods
PassedAR Collections
Real-timeReconciliation
ActiveCash Flow
SentExceptions
MonitoredIntegration Health
MonitoredThe Xorosoft to Plooto payment workflow
Press play, or tap any step, to watch a bill move from creation to reconciled ledger entry. The details appear only when you explore them.
Vendor bill created in Xorosoft
A purchase order receipt or manual entry creates a bill ready to send.
Bill sent to Plooto
Bill details sync to Plooto automatically through its API.
Approval routed
The bill routes through Plooto's configured multi-level approval chain.
Payment method selected
EFT, wire, international, or another supported method is chosen for the vendor.
Payment released
Once fully approved, the payment is released for processing.
Funds sent to the vendor
The payment processes through the chosen network.
Payment status syncs back
The payment status updates in Xorosoft as it moves toward completion.
Ledger entry reconciled
The completed payment auto-matches to its vendor bill in the ledger.
Finance and reporting updated
Payment and cash data feed finance and reporting.
Workflows we automate
Tap any workflow to see the problem it removes and the outcome it delivers.
Bill payment workflow
+Bills push from Xorosoft to Plooto and start the approval and payment process automatically.
Outcome: zero re-keying, faster payment cycles.
Approval routing workflow
+Bills route through the configured approval chain automatically.
Outcome: consistent controls without manual chasing.
AR collections workflow
+Incoming customer payments through Plooto sync back to Xorosoft invoices.
Outcome: faster, clearer collections visibility.
Reconciliation workflow
+Completed payments auto-match to vendor bills and ledger entries.
Outcome: a faster, cleaner close.
Exception monitoring workflow
+Failed payments and approval bottlenecks are flagged with proactive alerts.
Outcome: issues resolved before a payment run is delayed.
Finance handoff workflow
+Payment, approval, and reconciliation data flow into accounting automatically.
Outcome: clean, audit-ready financials.
What teams gain with the Plooto integration
Each benefit ties a real operational problem to a measurable outcome.
Faster bill payments
Bills push directly from Xorosoft into an automated approval and payment flow.
Problem: manual payment runs to Benefit: faster payment cyclesStronger approval controls
Multi-level approval status stays visible right inside the ERP.
Problem: control blind spots to Benefit: full visibilityFewer manual payment runs
Bills sync automatically instead of being entered separately in Plooto.
Problem: duplicate entry to Benefit: automated syncAccurate cash visibility
Payment status and scheduled outflows stay current in real time.
Problem: stale cash view to Benefit: live payment trackingImproved audit readiness
A clean, matched payment trail with approval history is ready for auditors.
Problem: scattered records to Benefit: audit-ready booksSingle system of record
One connected system removes manual re-keying and reconciliation.
Problem: siloed tools to Benefit: one source of truthBuilt for the operations that need controlled bill payments
Ecommerce & DTC
Automate supplier payments alongside inventory and order flow.
Wholesale & distribution
Run high volumes of vendor payments with consistent approvals.
Multi-location retail
Centralize payment approvals across locations and entities.
Manufacturers
Pay domestic and cross-border suppliers on schedule.
3PL & fulfillment services
Give finance teams connected visibility into client payments.
Professional services
Automate retainers and vendor payments with clear approvals.
Nonprofits
Keep spending controlled with multi-level approval chains.
Canada-US cross-border businesses
Pay vendors on either side of the border in the right currency.
Manual payment runs vs. disconnected payment tool vs. Xorosoft + Plooto
How the Xorosoft Plooto integration compares to cutting cheques by hand or using a standalone payment tool.
| Capability | Manual Payment Runs | Disconnected Payment Tool | Xorosoft + Plooto |
|---|---|---|---|
| Real-time sync | ✗ | ~ | ✓ |
| Approval workflow visibility | ✗ | ~ | ✓ |
| EFT / wire automation | ✗ | ~ | ✓ |
| AR automation | ✗ | ~ | ✓ |
| Multi-currency | ✗ | ~ | ✓ |
| Error alerts | ✗ | ~ | ✓ |
| Reconciliation accuracy | ✗ | ~ | ✓ |
| Audit trail | ~ | ~ | ✓ |
| Reporting | ~ | ~ | ✓ |
Plooto integration questions
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The Plooto integration connects Plooto's bill payment automation, multi-level approval workflows, and EFT, wire, and international payment methods with Xorosoft ERP and WMS. Vendor bills, approvals, and payment status sync automatically, so purchasing and payments stay in step.
A vendor bill is created in Xorosoft and sent to Plooto, where it routes through the configured approval chain. Once approved, Plooto releases the payment by EFT, wire, or another method and syncs status back to Xorosoft.
Canadian small and medium businesses, and US companies paying Canadian vendors, that use Plooto for controlled bill payments alongside inventory and purchasing in Xorosoft use the integration.
Plooto is a Toronto-based fintech company that automates accounts payable and receivable for small and medium businesses, with EFT, wire, and international payments and multi-level approval workflows. Plooto was acquired by BILL (Bill.com Holdings) in 2024, extending BILL's payment automation platform into Canada.
Yes. Bills route through Plooto's configured approval chain, and approval status at each step syncs back into Xorosoft.
Yes. Bill status, approvals, and payment status update in real time as they happen, not on a delayed batch.
Yes. Approved bills can release for payment by EFT, wire transfer, international payment, or another method Plooto supports.
Completed payments auto-match against open ledger entries. Anything that doesn't tie out is flagged for review instead of silently posting.
Yes. Vendor bank details sync and validate against Plooto's requirements before a payment is sent, reducing failed payments.
The integration monitors the connection and flags failed payments, approval bottlenecks, and mismatched amounts instantly, so issues are caught before a payment run is delayed.
Yes. You can keep using Plooto for payment oversight and approvals while Xorosoft stays in sync automatically, so teams keep familiar tools with none of the manual re-entry.
By tying bill creation directly into Plooto's approval and payment workflow, teams stop cutting cheques or wires by hand, so vendors get paid faster with full approval visibility.
See the Xorosoft Plooto integration in action
Book a personalized demo and see how bill payments, multi-level approvals, EFT and wire transfers, and reconciliation connect between Plooto and Xorosoft ERP and WMS.