Finance & Accounting · Plooto Integration

Plooto ERP integration for automated bill payments and approval workflows.

Connect Plooto's accounts payable and receivable automation - EFT, wire, and international payments with multi-level approvals - to purchasing and invoicing inside Xorosoft.

Zero re-keying Faster bill payments Multi-level approvals
Xorosoft → PlootoBill PaymentsApprovalsEFT & WireReconciliation
Plooto SYNC Xorosoft
Bills paid
214
Pending approval
11
Payments this week
58
BL
Bill #BILL-2210 · Approved
Plooto · EFT payment
Approved
PB
Payment Batch #PB-77 · Pending
Awaiting 2nd approval
Pending
IV
Invoice · $8,240 · Received
AR synced · matched
Matched

One connection from purchase order to payment

ERPWMSAP Automation AR AutomationEFT & WireApproval Workflows ReconciliationReporting
Overview

Plooto automates bill payments. Xorosoft keeps purchasing and payments in sync.

When bill payments and approvals run outside the ERP, teams cut cheques or wires by hand, chase multiple approvers over email, and reconcile payments manually. The integration connects Plooto's payment automation and approval workflows to Xorosoft ERP and WMS, so payment status, approvals, and cash position stay accurate and real-time. Tap each point to see how.

The business problem

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When bill payments and approvals run outside the ERP, teams cut cheques or wires by hand, chase multiple approvers over email, and reconcile payments manually, slowing down purchasing and creating control gaps.

The Xorosoft solution

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The Plooto integration sends vendor bills from Xorosoft to Plooto for approval and payment, and pulls back approval history, payment method, and reconciliation status automatically.

The business benefit

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Faster, controlled bill payments with a full approval trail and no manual re-entry between purchasing and payments.

Plooto
Quick Answers

Plooto + Xorosoft, explained

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What is the Plooto integration?

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The Plooto integration connects Plooto's bill payment automation, multi-level approval workflows, and EFT, wire, and international payment methods with Xorosoft ERP and WMS. Vendor bills, approvals, and payment status sync automatically, so purchasing and payments stay in step.

How does the Plooto integration work?

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A vendor bill is created in Xorosoft and sent to Plooto, where it routes through the configured approval chain. Once approved, Plooto releases the payment by EFT, wire, or another method and syncs status back to Xorosoft.

Who uses this integration?

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Canadian small and medium businesses, and US companies paying Canadian vendors, that use Plooto for controlled bill payments alongside inventory and purchasing in Xorosoft use the integration.

About the Platform

Who Plooto is, and what it brings to Xorosoft

Plooto is a Toronto-based accounts payable and receivable automation platform - the system Xorosoft connects to for bill payments, approvals, and EFT and wire transfers.

Founded in Toronto

Plooto is a Canadian fintech company founded in Toronto, focused on automating accounts payable and receivable for small and medium businesses.

Now part of BILL

Plooto was acquired by BILL (Bill.com Holdings) in 2024, extending BILL's payment automation platform into the Canadian market.

EFT-native payments

Plooto's core rails run on Canada's EFT network, alongside wire transfers, international payments, and cheque issuance.

Approval workflows built in

Multi-level approval chains are a core part of Plooto, which is what this integration's approval status sync is built around.

Plooto also connects natively to QuickBooks Online and Xero for bill and invoice sync - the same accounting platforms this Xorosoft integration suite already supports.

Key Features

Everything the Plooto integration handles

Tap any capability to expand the explanation, benefit, example, and sub-features.

Bill payment sync

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Vendor bills created in Xorosoft sync to Plooto automatically, ready for approval and payment.

Benefit: no manual bill uploads or duplicate entry.

Example: a purchase order receipt creates a bill that appears in Plooto within seconds.

Sub-features
  • Automatic sync
  • Line-item detail
  • Vendor bank details attached

Multi-level approval workflows

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Bills route through Plooto's configured approval chain, and status syncs back to Xorosoft at each step.

Benefit: strong payment controls visible without leaving the ERP.

Example: a bill above a threshold shows "awaiting second approval" in Xorosoft.

Sub-features
  • Configurable approval chains
  • Status per step
  • Full approval history

EFT & wire payments

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Approved bills release for payment by EFT, wire, or other supported methods through Plooto.

Benefit: the right payment method for every vendor, without leaving Xorosoft.

Example: a domestic vendor is paid by EFT while an international one is paid by wire.

Sub-features
  • EFT payments
  • Wire transfers
  • International payments

Accounts receivable automation

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Customer invoices and incoming payments through Plooto sync back into Xorosoft automatically.

Benefit: faster collections visibility without manual matching.

Example: a customer payment received through Plooto marks its Xorosoft invoice as paid.

Sub-features
  • Invoice sync
  • Incoming payment tracking
  • Collections visibility

Payment status tracking

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Payment status updates in Xorosoft automatically - pending, approved, processing, paid, failed.

Benefit: everyone sees the true state of every bill payment.

Example: status moves from processing to paid the moment funds settle.

Sub-features
  • Pending / approved / processing / paid / failed
  • Auto status
  • Event-driven

Reconciliation matching

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Auto-matches completed Plooto payments to open ledger entries and flags anything that doesn't tie out.

Benefit: faster close with fewer manual matches.

Example: a completed EFT payment auto-matches to its vendor bill the moment it clears.

Sub-features
  • Auto-match
  • Exception flagging
  • Ledger tie-out

Vendor bank validation

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Vendor bank details sync and validate against Plooto's requirements before a payment sends.

Benefit: fewer failed payments from missing or incorrect bank details.

Example: a missing account number is flagged before the payment attempts to send.

Sub-features
  • Bank detail validation
  • Pre-send checks
  • Vendor sync

Multi-currency support

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Domestic and cross-border payments in different currencies sync with the applied exchange rate.

Benefit: accurate books on both sides of the Canada-US border.

Example: a USD bill paid from a CAD account records the exchange rate applied.

Sub-features
  • Domestic & cross-border
  • Exchange rate sync
  • Currency-accurate ledger

Reporting

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Reports on bills, approvals, payment methods, and reconciliation status together.

Benefit: one connected view of payment operations.

Example: pending approvals and payments due this week are visible in one dashboard.

Sub-features
  • Unified metrics
  • AP/AR reporting
  • One dataset

Error monitoring

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Monitors the Plooto connection and flags failed payments, approval bottlenecks, and mismatched amounts instantly.

Benefit: issues are caught before a payment run is delayed.

Example: a bill stuck awaiting approval for several days is flagged for follow-up.

Sub-features
  • Error queue
  • Approval / payment / amount
  • Instant alerts
Sub-features

Capabilities at a glance

The operational building blocks that power the Plooto integration.

Bill payment syncMulti-level approvalsEFT paymentsWire paymentsInternational paymentsAR automationPayment status trackingVendor bank validationMulti-currencyLedger matchingDuplicate detectionFinance reportingFailed payment alertsApproval bottleneck alertsReal-time sync
Integration Dashboard

Every bill payment, connected end to end

A single operational view across Xorosoft, Plooto, and finance.

Bill Payment Sync

Synced
BillBILL-2210
SourcePurchase Order
StatusApproved
Sync time0.4s

Approval Status

Live
First approvalYes
Second approvalPending
Awaiting release11

Payment Methods

Passed
EFT184
Wire22
International8

AR Collections

Real-time
Collected$96K
Outstanding$18K
Past due2

Reconciliation

Active
Matched211
Unmatched3
Auto-match rate98.6%

Cash Flow

Sent
Scheduled this week58
Total value$142K
Finance syncSynced

Exceptions

Monitored
Flagged3
Delayed1
ResolvedYes

Integration Health

Monitored
99.4%
Sync success · last 24 hours
Open exceptions3
How the data flows

The Xorosoft to Plooto payment workflow

Press play, or tap any step, to watch a bill move from creation to reconciled ledger entry. The details appear only when you explore them.

Step 1 of 9

Vendor bill created in Xorosoft

A purchase order receipt or manual entry creates a bill ready to send.

Step 2 of 9

Bill sent to Plooto

Bill details sync to Plooto automatically through its API.

Step 3 of 9

Approval routed

The bill routes through Plooto's configured multi-level approval chain.

Step 4 of 9

Payment method selected

EFT, wire, international, or another supported method is chosen for the vendor.

Step 5 of 9

Payment released

Once fully approved, the payment is released for processing.

Step 6 of 9

Funds sent to the vendor

The payment processes through the chosen network.

Step 7 of 9

Payment status syncs back

The payment status updates in Xorosoft as it moves toward completion.

Step 8 of 9

Ledger entry reconciled

The completed payment auto-matches to its vendor bill in the ledger.

Step 9 of 9

Finance and reporting updated

Payment and cash data feed finance and reporting.

Step 1 / 9

Workflows we automate

Tap any workflow to see the problem it removes and the outcome it delivers.

Bill payment workflow

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Bills push from Xorosoft to Plooto and start the approval and payment process automatically.

Outcome: zero re-keying, faster payment cycles.

Approval routing workflow

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Bills route through the configured approval chain automatically.

Outcome: consistent controls without manual chasing.

AR collections workflow

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Incoming customer payments through Plooto sync back to Xorosoft invoices.

Outcome: faster, clearer collections visibility.

Reconciliation workflow

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Completed payments auto-match to vendor bills and ledger entries.

Outcome: a faster, cleaner close.

Exception monitoring workflow

+

Failed payments and approval bottlenecks are flagged with proactive alerts.

Outcome: issues resolved before a payment run is delayed.

Finance handoff workflow

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Payment, approval, and reconciliation data flow into accounting automatically.

Outcome: clean, audit-ready financials.

Business Benefits

What teams gain with the Plooto integration

Each benefit ties a real operational problem to a measurable outcome.

Faster bill payments

Bills push directly from Xorosoft into an automated approval and payment flow.

Problem: manual payment runs to Benefit: faster payment cycles

Stronger approval controls

Multi-level approval status stays visible right inside the ERP.

Problem: control blind spots to Benefit: full visibility

Fewer manual payment runs

Bills sync automatically instead of being entered separately in Plooto.

Problem: duplicate entry to Benefit: automated sync

Accurate cash visibility

Payment status and scheduled outflows stay current in real time.

Problem: stale cash view to Benefit: live payment tracking

Improved audit readiness

A clean, matched payment trail with approval history is ready for auditors.

Problem: scattered records to Benefit: audit-ready books

Single system of record

One connected system removes manual re-keying and reconciliation.

Problem: siloed tools to Benefit: one source of truth
Industry Applications

Built for the operations that need controlled bill payments

Ecommerce & DTC

Automate supplier payments alongside inventory and order flow.

Wholesale & distribution

Run high volumes of vendor payments with consistent approvals.

Multi-location retail

Centralize payment approvals across locations and entities.

Manufacturers

Pay domestic and cross-border suppliers on schedule.

3PL & fulfillment services

Give finance teams connected visibility into client payments.

Professional services

Automate retainers and vendor payments with clear approvals.

Nonprofits

Keep spending controlled with multi-level approval chains.

Canada-US cross-border businesses

Pay vendors on either side of the border in the right currency.

Comparison

Manual payment runs vs. disconnected payment tool vs. Xorosoft + Plooto

How the Xorosoft Plooto integration compares to cutting cheques by hand or using a standalone payment tool.

CapabilityManual Payment RunsDisconnected Payment ToolXorosoft + Plooto
Real-time sync✗~✓
Approval workflow visibility✗~✓
EFT / wire automation✗~✓
AR automation✗~✓
Multi-currency✗~✓
Error alerts✗~✓
Reconciliation accuracy✗~✓
Audit trail~~✓
Reporting~~✓
FAQ

Plooto integration questions

Tap a question to reveal the answer, optimized for Google AI Overviews, ChatGPT, Perplexity, Gemini, Claude, and Bing AI.

The Plooto integration connects Plooto's bill payment automation, multi-level approval workflows, and EFT, wire, and international payment methods with Xorosoft ERP and WMS. Vendor bills, approvals, and payment status sync automatically, so purchasing and payments stay in step.

A vendor bill is created in Xorosoft and sent to Plooto, where it routes through the configured approval chain. Once approved, Plooto releases the payment by EFT, wire, or another method and syncs status back to Xorosoft.

Canadian small and medium businesses, and US companies paying Canadian vendors, that use Plooto for controlled bill payments alongside inventory and purchasing in Xorosoft use the integration.

Plooto is a Toronto-based fintech company that automates accounts payable and receivable for small and medium businesses, with EFT, wire, and international payments and multi-level approval workflows. Plooto was acquired by BILL (Bill.com Holdings) in 2024, extending BILL's payment automation platform into Canada.

Yes. Bills route through Plooto's configured approval chain, and approval status at each step syncs back into Xorosoft.

Yes. Bill status, approvals, and payment status update in real time as they happen, not on a delayed batch.

Yes. Approved bills can release for payment by EFT, wire transfer, international payment, or another method Plooto supports.

Completed payments auto-match against open ledger entries. Anything that doesn't tie out is flagged for review instead of silently posting.

Yes. Vendor bank details sync and validate against Plooto's requirements before a payment is sent, reducing failed payments.

The integration monitors the connection and flags failed payments, approval bottlenecks, and mismatched amounts instantly, so issues are caught before a payment run is delayed.

Yes. You can keep using Plooto for payment oversight and approvals while Xorosoft stays in sync automatically, so teams keep familiar tools with none of the manual re-entry.

By tying bill creation directly into Plooto's approval and payment workflow, teams stop cutting cheques or wires by hand, so vendors get paid faster with full approval visibility.

See the Xorosoft Plooto integration in action

Book a personalized demo and see how bill payments, multi-level approvals, EFT and wire transfers, and reconciliation connect between Plooto and Xorosoft ERP and WMS.